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Borrow Smart Mississippi, a consortium of more than 300 short term lenders in the state, furthered its commitment to customer advocacy and education by partnering with the Oliver Robinson Foundation in 2008 to offer financial education to high school, junior college and university students across the state. In April of 2010, in honor of Financial Literacy Month, Borrow Smart launched an online version of its education program here at www.BorrowSmartMS-ED.com.

The theme of the Borrow Smart Financial Education program is "Building a Foundation for Financial Success." It encourages young adults to begin budgeting, to understand the importance of their credit history, and to start saving now for their future.

"It is amazing how many teenagers already have credit cards but have never put together a budget," said Oliver Robinson, who worked as an educator for one of Alabama's largest banks after retiring from the NBA. "The Borrow Smart program gives them some guidelines for simply getting started down the right path. Our school program only lasts an hour, but if students really listen it can be the hour that changes their lives."